I love community colleges, and I've taught at them.
The solution for this problem is to make community college tuition zero. And build a lot more of them. Combine this with a reduction of government grants and student loans and we'll eliminate fraud and people getting into debt they can't pay--while still providing good education options for people without a lot of money.
It works like that in France, the concept of tuition makes no sense for Universities. As a result we dont have brand unis like MIT or Caltech or Harvard but more importantly: you want to study you just need to find a way to sustain yourself, the uni is totally free.
Now ofc poorer students have grants they can abuse for rent and food, and they do. But it's not the same amounts and can be distributed regularly along the year instead of in bulk.
And studying in a small french uni, I found that "quality education" is mostly giving you time away from distraction to learn a craft, and the uni is a guide/facilitator, but you're doing the ground work. A terrible teacher can still nudge you towards the right books and focus your studies with exams and you can always compensate for their lack of clarity.
The solution for this problem is to make community college tuition zero. And build a lot more of them. Combine this with a reduction of government grants and student loans and we'll eliminate fraud and people getting into debt they can't pay--while still providing good education options for people without a lot of money.